About Us | Schemes |
Andhra Pradesh is the first State in India to start an exclusive organization
called APSHCL in 1979, to formulate and implement Weaker Sections Housing
Programme with excellent budgetary support.
Provision of mass housing for rural and urban poor is an avowed objective of
Government of Andhra Pradesh. Setting up production centres and warehousing
facilities for construction materials.
APSHCL provides housing schemes for Rural and Urban poor. Full subsidy housing
and credit-cum-subsidy housing are offered to the selected beneficiaries.
Amongst the poor, special group housing like Weavers, Fishermen and Beedi
workers Housing, Artisan Housing is available. Also, Cyclone and Flood Housing,
Earthquake Resistant Housing schemes are offered for hazard prone areas.
APSHCL’s colonies have come up in every village in AP. Its well-developed
technical network provides direct interaction and assistance to its loans in
construction of core structure, from foundation to roof.
APSHCL provides financial assistance by raising loans on behalf of its
beneficiaries and disbursing it in easy repayment terms along with subsidies
from the Government. Self-help is a crucial element of the scheme because
finishing, flooring, negotiating with mason and buying of all other materials
rest with the beneficiary. APSHCL employees assist in developing the colonies
in various stages.
So far APSHCL has assisted 48063 families in rural areas and 4.02 lakh families
in urban areas.
Normally 1, 000 houses per constituency are allocated annually for selection by
Hon’ble MLA. District Collector is authorized to sanction, Revenue department
officials verify the eligibility of beneficiary after the allotment by the
concerned solution authority.
Large housing programmes like the WSHP in the state of Andhra Pradesh cannot be
taken up speedily without ample supply of building materials. This is achieved
by setting up 86 production units called Nirmithi Kendras for building
materials manufacture like column, beams, floors, roofs, slabs, door shutters,
etc. , using all technology options and locally available raw materials. In the
housing activity, beneficiaries are the most important people without their
participation and involvement, the timely completion of houses is not possible.
Loan recovery shall be started from the beneficiaries the moment construction
Weaker Sections Housing Programme in the state is being implemented by the
Andhra Pradesh State Housing Corporation Limited.
The houses are being constructed under various schemes i.e., Normal Housing,
Indira Awaas Yojana, GRIHINI and the Special schemes like Beedi Workers,
Weavers, Fishermen Housing, Dukan-O-Makan etc.. In urban areas, the houses are
constructed under EWS Housing, VAMBAY, Rajiv Gruha Kalpa etc.
The Normal housing scheme is a state sponsored scheme and the houses are
sanctioned under 3 categories, Semi Permanent Rural housing (SPR), Rural
Permanent Housing (RPH) and Urban Permanent Housing Programme (UPH). The Indira
Awaas Yojana (IAY) scheme is limited to the victims of natural calamities,
freed bonded labourers and destitutes. The District Collector is the
In respect of Special housing schemes like Beedi Workers, Fishermen and Weavers
the selection of Beneficiaries will be done by respective officers of the
departments. Sanction of beneficiaries under Beedi Workers shall be accorded by
Government of India, Fishermen and Weavers housing Programme by the
Commissioners of the respective departments. The lists thus finalized shall be
communicated to the APSHCL for implementation.
In Urban areas the selection of Beneficiaries shall be done by the Empowered
Committees under Urban housing and under VAMBAY housing, the selection is done
by the District level committees.
‘Rajiv Gruha Kalpa’ introduced during 2005-06, shall cater to
the beneficiaries just above poverty line and who cannot afford to construct a
houses themselves, for whom 90% of the unit cost would be arranged as loan,
while the balance 10% would be the contribution by the beneficiaries.
The unit cost of the houses under the above schemes varies from Rs.7,000/- to
Rs.70,000/-. The details of the unit cost and the financing pattern for all
schemes are indicated in the respective scheme guidelines.
The beneficiaries selected under all the schemes have to pay an amount of
Rs.100/- towards admission fee to the District Manager (H) of the concerned
district. 3% of the unit cost of the houses shall be deducted towards
administrative charges under all the schemes except IAY & VAMBAY.
All the beneficiaries shall open an account in the Commercial Banks indicated
by the District Manager (H) for implementing PBBS.
The houses sanctioned under all housing schemes are to be constructed by the
beneficiaries themselves on self-help and mutual help basis.
The schemes were originally taken up in contiguous plots of sanctioned layouts
with a minimum of 25 houses. Subsequently where there were special difficulties
in implementation of programme, it was permitted to take up a minimum of 20
Houses. The Government have further ordered that the houses shall be
constructed in the first instance in the sanctioned layouts, but incase of non
availability of required no. of assigned sites for construction, a maximum of
20% of the houses can be constructed on the sites owned by the beneficiaries in
The accommodation generally proposed under all the housing schemes shall be a
multi purpose room and kitchen with covered or uncovered verandah depending
upon the financial adjustability. A toilet shall be an integral part of the
In view of the policy of the government to eliminate wood in construction of
houses, Nirmithi Kendra products like pre-cast RCC doors, windows, jallies,
walling elements etc. shall be used which reduces the cost of construction and
STEPS TAKEN FOR EFFECTIVE IMPLEMENTATION:
The District Managers(Housing) are sending house sanction proceedings directly
to the individual beneficiaries in Telugu by post which contains the details of
schematic pattern of the scheme, stage wise payments, material schedule, loan
repayment schedule and the procedure for construction of the houses.
The digital photographs of the houses are to be taken along with the
beneficiary standing in front of the house at three stages, before making the
payments to the beneficiaries.
Avagahana Sadassulu (Orientation meetings for the beneficiaries) are conducted
regularly to the beneficiaries to create awareness among the beneficiaries
about the details and implementation of scheme pattern, payment schedule and
APSHCL has formulated Citizens’ Charter and is being implemented to achieve
100% beneficiary satisfaction. Time frames have been clearly stipulated for
sanction of houses, for payment to beneficiaries etc.
The AP State Housing Corporation Limited (APSHCL) introduced Principal Bank
Branch System (PBBS) in order to maintain transparency and avoid middlemen in
arranging payments to the beneficiaries of WSHP. Under this system amounts will
be credited to individual savings bank accounts of the beneficiaries. This
system has been modified and accounts are maintained at section level. The Dy.
Executive Engineers are authroised to operate accounts. The delay in payments
has come down considerably without compromising with the merits of the system.
The government fixed a target to construct 6.50 lakh houses during the year
A.P.State Housing Corporation has planned and taken the task of achieving the
target as fixed by the government.
Action plan has been prepared upto the cadre of Work Inspector to complete the
houses and action taken accordingly.
A record number of 6,54,326 houses are completed from 1st April, 2004 to 30th
1.0 PHYSICAL ACHIEVEMENTS DURING (2004-05):
1.1 Since inception 52.65 Lakhs of houses (48.63 in Rural and
4.02 Lakhs in Urban areas) were constructed in the state. Thus standing first
in the country.
1.2 During 2004-05, 6,54,326 houses have been constructed from
01.04.2004 to 30.04.2005.
1.3 The APSHCL has established 86 Nirmithi Kendras in 23
districts and so far the total value of building material produced is Rs.
18815.35 lakhs since their inception. During the year (2004-05) as on
31.03.2005 the value of pre-cast building components produced is Rs.3013.72
2.0 FINANCIAL ACHIEVEMENTS DURING (2004-05):
Budget Estimate -
3.0 2005-06 HOUSING PROGRAM:
3.1 It is proposed to construct 8.21 lakh houses during the
year 2005-06 under all schemes.
3.2 2.00 lakh houses under Rajiv Gruha Kalpa in urban areas.
3.3 40,000 houses to Fishermen in Tsunami affected areas for
the financial year.
3.4 The financial out-lay is Rs.723.84 Crores (Plan-349.73
& Non Plan-374.11 Crores).
4.0. THRUST AREAS:
4.1 Enhancement of application of pre-cast technologies
through Nirmithi Kendras.
4.2 Completion of all sanctioned houses to Fishermen community
in Tsunami effected areas.
4.3 Government is very keen to provide shelter to all in urban
areas through Rajiv Gruha Kalpa scheme with unique features of G+2 and G+ 3
5.0 ALLOCATIONS – 2005-06
The Government have decided to sanction 8,21,690 houses during the year
(2005-06). The scheme wise breakup is as follows:
Name Of the Scheme
Semi Permanent Rural